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AI Disclaimer

Effective Date: 6 May 2026

Cashiva includes AI-powered features and financial insight systems designed to assist users with financial organization, analysis, budgeting awareness, and informational guidance.

This AI Disclaimer explains the limitations, responsibilities, and intended use of AI-related features within the Cashiva platform.

Informational Use Only

Cashiva AI features are provided for informational purposes, financial organization assistance, budgeting insights, spending analysis, and educational guidance.

AI-generated content should not be considered professional financial advice, investment advice, tax advice, legal advice, or accounting advice. Users should independently evaluate financial decisions and consult qualified professionals where appropriate.

No Guaranteed Accuracy

AI-generated outputs may contain inaccuracies, be incomplete, become outdated, misinterpret user context, or generate generalized recommendations.

Cashiva does not guarantee accuracy, financial outcomes, savings performance, investment success, or debt reduction results. Users remain solely responsible for financial decisions made using information provided within the platform.

AI Behavior & Limitations

Cashiva AI is designed to summarize financial behavior, identify spending patterns, provide organizational insights, and assist financial awareness.

The AI system is not designed to replace licensed professionals, provide guaranteed recommendations, make financial decisions on behalf of users, or predict future financial performance with certainty.

Data Usage

AI systems may process certain user financial information in order to generate insights, analyze spending behavior, provide summaries, and improve user experiences.

Cashiva aims to process AI-related data responsibly and securely in accordance with the Privacy Policy and applicable security practices.

User Responsibility

Users should verify important financial information, independently review calculations, and avoid relying solely on AI-generated outputs for major financial decisions.

AI outputs should be treated as supportive tools rather than authoritative instructions.

Service Availability

AI features may change over time, become temporarily unavailable, receive updates or modifications, or vary in quality depending on context and available data.

Cashiva does not guarantee uninterrupted AI availability or consistency.

Prohibited Use

Users may not use Cashiva AI systems to generate illegal content, conduct fraud, manipulate or deceive others, exploit platform vulnerabilities, or engage in abusive or harmful activities.

Cashiva reserves the right to restrict or terminate access where misuse is identified.

Limitation of Liability

To the maximum extent permitted by law, Cashiva is not liable for financial losses, inaccurate AI-generated outputs, reliance on AI-generated recommendations, or user decisions based on AI responses.

Users assume responsibility for how they interpret and use AI-generated information.

Policy Updates

Cashiva may modify AI systems, capabilities, or this AI Disclaimer at any time in response to platform improvements, legal requirements, operational needs, or evolving AI technologies.

Cashiva AI exists to support financial awareness and organization — not to replace human judgment, professional advice, or independent financial decision-making.